There are two ways to invest funds – lumpsum investments and SIPs (Systematic Investment Plan). Investing your money at one time itself by depositing it as a chunk in an investment tool is called lump sum investment. While staggering your investment amount in smaller fixed instalments and paying them over a while at set intervals is SIPs. Both these manners of investing funds are expected in Mutual funds, and each of them has its share of benefits and downfalls.
It is a good idea to go with Lumpsum payments when you have a chunk of surplus money lying with you. This can be the case when you get a significant portion of money by either selling your big-ticket assets or receiving an inheritance, etc. Lumpsum investments give great returns if invested at the right time, over a long period due to the combo's power; however, it can be tricky for you to understand how much you will gain on the maturity of your investment. Here, a Mutual Fund Lumpsum calculator can be your saviour. It can easily calculate how much you will earn if you invest 'x' money at 'y’% annual return rate for 'z' number of years. You simply need to enter these details in a Lumpsum Investment Calculator, and within a click of a button, you will know exactly how much your corpus returns will be down the line.
logic for MF Lump Sum Calculator.
MF Lump Sum Formula
MF Lump Sum = P (1 + r/n) ^ nt
The SIP calculator online gives you estimates using three different growth scenarios like above-average, average, and below-average returns. You can pick a strategy that best fits your needs and begin investing.
The systematic investment plan calculator facilitates obtaining a close estimate of the amount accumulated after completing periodic payments for the desired tenure.
Estimating future value or the maturity amount will let you choose the most suitable
It provides you with the estimated return for the entire investment period. It helps investors plan and manage their finances better once they have an estimated idea of the maturity value of their investment(s).
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A lump sum investment is depositing the entire amount at one go. Lump-sum investment is a popular way of investing in mutual funds. If you invest the entire amount available with you in a mutual fund scheme, it is called the lump-sum mutual fund investment.
Disclaimer
ICICI Securities Ltd.( I-Sec). Registered office of I-Sec is at ICICI Securities Ltd. - ICICI Centre, H. T. Parekh Marg, Churchgate, Mumbai - 400020, India, Tel No : 022 - 2288 2460, 022 - 2288 2470. AMFI Regn. No.: ARN-0845. We are distributors for Mutual funds. Mutual Fund Investments are subject to market risks, read all scheme related documents carefully. The contents herein above shall not be considered as an invitation or persuasion to trade or invest. I-Sec and affiliates accept no liabilities for any loss or damage of any kind arising out of any actions taken in reliance thereon. The contents are solely for informational and educational purpose.
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